2025 Ira Contribution Limits 2025 Married Jointly. The ira contribution limit for 2025 is $7,000. Ira contribution limits for 2025.

If you’re age 50 or older, you’re eligible for extra contributions as well. The limit for annual contributions to roth and traditional individual retirement accounts (iras) for the 2025 tax year was $7,000 or $8,000 if you were age 50 or older.